Closing June 2nd

Very much looking forward to this big day. We got our final loan approval & all the paperwork filed. We should receive our HUD settlement statement today & once we've reviewed that we just have to hold our breath until about 11am Monday. That's the update for today.

Are we there yet?

No. The answer is no. Not yet. We still have 11 days until we close & no word yet on a final move-in date. I am getting pretty anxious and just want to get in there. We sent in for final loan approval yesterday & expect to see it by Friday. I think I may be getting on my mortgage broker's last nerve. But really, it's not my fault. It's just nerves keeping me from getting rest until we've actually closed on this house. I'm going to set up a time for our closing today. Hopefully they've gotten a little closer on the decision of when they will be out. Are we being too nice here? Hope it doesn't bite us in the ass.

falling for a house facing south?

I ran by our house this morning to see what sort of light it would get in the morning hours. And if I'm being honest, I just wanted to make sure it was still there.  As I made my way, I got to thinking that I have never lived in a house that faces south. I have never even had a family member live in a house that faces south.  In fact, every house I have ever really loved has faced north or east or west! Never south. Missy's: east. Emily's & the house I grew up in:  west.  Emily's old house: north. Missy's old house: west. Lake house, Betsy's house, Mom & Dad's house: west.  Florida condo: west. Nuts. 

I had to wonder if this should be a deal breaker.  Did I make the wrong decision?  Did I commit too quickly? Is this really the right house for me? But I really loved this house.  And it seemed to be the exact right house for us.  It had all the right features.  And just as I started to get all worked up, I thought that technically, part of the house does face west; just not the living room.  Our garage, driveway & dining room face west. Our address is on the west side of the house. It'll just have to be good enough. 

And upon arrival (well from the opposite side of the street - I'm not trying to get arrested for harassment here) I noticed that because our house faces south, the patio gets the morning sun.  That'll be wonderful for summers. And who wants the summer sun coming into the house in the evenings anyways?  I also noticed that it's fantastic to want something so badly  that you'll just spin information to suit yourself.  It's like falling in love.  With a house.

Another thing I'm happy to report is that each time I see the house, I feel just a little bit more that it really should be ours.  This was a lot the way I felt about my husband when we were dating.  When he was out of site I would worry myself over whether we should get married, but then I would see him & it would all be so clear. He was perfect for me.  He had everything I wanted in a man. Of course I should marry him.  Of course our house should face south.  

I have decided that with commitment comes responsibility.  If this house were my husband, I would smile & listen & wait for things to play out a little further when I get nervous & love it unconditionally, even when it left me a mess to clean up.  Since it's not actually a person, I'll adapt this approach to caring for a house:  I will smile & listen & wait for things to play our a little further when I get nervous & love it unconditionally, even when it makes a mess for me to clean up.  You can hold me to this when things start to get hairy.

Tag (And Inspection Response)

What was I doing 10 years ago?  That was May 1998, so I was up to no good with my girlfriends at IU - we stayed in the villas for the summer & took almost no classes & had no jobs.  We went to concerts, took roadtrips, laid out in the sun, drove all over Bloomington looking for a place that would pierce Jenni's belly button and eventually got in trouble.  It was so fun and the quintessential summer of my young life.

Five things on my to do list for today?  Grocery store for the cookout at my sister's, finish a painting project I'm doing, shower, go to the cookout, put the dishes away.

Things I would do if I were a billionaire:  I would pay for all of my nieces' & nephews' college educations.  I would pay for our new house in cash and do a kitchen renovation right off the bat.  I would give our parents the biggest presents they would accept.  I would buy Zach the best & newest equipment that he wants.  I would have kids because I wouldn't need to worry about saving up first. I would start going to yoga & masters swimming because those luxuries are too big for my britches!

5 places I have lived: Bloomington, IN, Bozeman, MT, Chicago, IL, Bemidji, MN, Baton Rouge, LA.

5 jobs I have had:  Lifeguard, waitress, camp counselor, barista, barista, barista.  I did something once that was something supposedly about purchasing. I don't know what my title was.

As for the inspection response...They're on it & we're pretty comfortable with what they came back with.  They'll look into the air conditioner, but technically we can't get them to update the wiring because it's a little better than code.  Oh well, we'll take care of it I suppose.  Still just going nuts wanting to get going. I found some great furniture online yesterday that I would love to get.  But we're still holding on spending until we get through closing.  Hurray!

when are we ever going to move in?

I can't wait. I spent all this time tonight revamping the look of my blog in lieu of revamping my house. Really looking forward to it.

first time nerves

I feel really nervous as we're wading through this process for the first time. It's hard to believe that I've helped other people buy homes but have never done it myself.  I think the hardest part is waiting for all the pieces to fall together at once for closing. I'm sincerely hoping that it is a completely uneventful closing day - we certainly deserve it. 

Well, I'm keeping my fingers crossed, just for good measure as we head into the final weeks leading up to the purchase of our home. I'm so happy & excited about the place & love it more every time I walk in.  After we sort out the few issues from the inspection, we'll be one step closer to moving in.  Wish we were taking possession on closing day - but at least we will have the house in our names, making it a lot better than the alternative!

inspection retrospection

Oooh yeah. Inspection went well - only a couple of issues we need to resolve before move-in. Our inspector even told us that he thought it was a great house.  How nice!  The a/c might be on it's way out & the electrical wiring may or may not be grounded.  That's all.  We're in in just a few weeks.  Woo Hoo!  We can officially celebrate.